An FHA loan is a government-backed loan that is insured by the Federal Housing Administration and underwritten to its standards. Generally, FHA loans have lower credit and down payment requirements than conventional loans, making them more attainable and flexible. You can learn more at fha.gov.
đź’ˇTip: FHA loans are available only for primary residences.
We offer fixed-rate FHA loans for purchase and refinance, as well as FHA Streamline Refinance—refinancing an existing FHA loan with limited documentation and underwriting—and FHA 203(b) loans—essentially, the FHA standard single-family home loan.
You can apply online here, reach out to our loan officers directly at 888-608-5534 (Monday–Friday, 11AM–9PM ET), or email us at loans@valon.com.