Applying for a Mortgage
- Can I apply online?
- What if I have an existing online account with Valon?
- What if I don’t have an online account with Valon?
- How do I merge my guest account with my Valon account?
- How do I continue an application that I started?
- What if I started an application, but I don’t remember which account type I used?
Getting a Loan from Valon
Loan Types & Products
- What types of mortgages does Valon offer?
- Does Valon offer cash-out refinances?
- Does Valon offer HELOCs and HELOANs?
- What about fees?
- Does Valon offer FHA, VA, or USDA loans?
- Can I refinance my conventional loan to an FHA loan?
Buying or Selling a Home
Loan Process
- How much house can I afford?
- How quickly can I close my loan?
- Can I get a pre-approval?
- What do I need to do to lock my rate?
- Will I have a point of contact at Valon?
- What are qualifying ratios?
Closing
Finding Your Social Security, Pension, and Tax Documents
Mortgage Basics
- What is an adjustable-rate mortgage (ARM)?
- What is a fixed-rate mortgage?
- What is a hard pull?
- What is a HELOAN?
- What is a HELOC?
- What is a cash-out refinance?