The Homeowner Assistance Fund (HAF) is a federal mortgage assistance program that is distributing nearly $10 billion to eligible states, territories, and Tribes. The HAF’s purpose is to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services, and displacement of homeowners experiencing financial hardship after January 21, 2020.
How it Works
The particular HAF program available to you will depend on your area—each state, territory, and Tribe has developed its own program. Generally, the HAF prioritizes funds for homeowners who have experienced the greatest hardship.
To be eligible, you must:
- Have experienced a financial hardship associated with the COVID-19 pandemic
- Apply for assistance for your primary residence
- Meet household income limits and additional requirements specific to the program where you’re applying
More Information
To learn more about the HAF and eligibility, you can visit these sites:
- Consumer Financial Protection Bureau’s HAF overview and FAQs
- State- and territory-specific information
- Tribal information